Earn up to 3% cash back. Get 3% back when you select Credit Key at checkout, and 1% back everywhere else using your Credit Key Card. Up to $50,000 in eligible spend per year.
Pay-in-4 on any purchase. Split any purchase into 4 interest-free payments, including those on your Credit Key Card.
Build business credit faster. Credit Key reports repayments to major business credit bureaus.
Premium support. Skip the line with priority support, a dedicated phone line, and faster response times.
FAQs
When do I get my cash back? Points move from pending to redeemable once your loan is paid in full.
How much can I really earn? If you spend $4,000/month with Credit Key, that's $120 in cash back monthly, or $1,440/year. Your Plus membership pays for itself 4x over!
How do I use my cash back rewards? Your cash back is automatically applied to your account once loans are paid. Use it to reduce future purchase amounts, pay down balances, or redeem for cash back. No complicated system, just real money back in your account.
What counts as an eligible purchase? In-network Credit Key purchases earn 3% back. Credit Key Card purchases earn 1% back. Finance fees, subscription payments, and late payments are not eligible for cash back. See terms.
Are there cash back caps? You can earn rewards on $50,000 of eligible spend per year.