If our merchant partners do not offer exactly what you're looking for, you can still use your Credit Key trade credit with other qualified vendors via Credit Key Anywhere.
As long as your vendor is based in the USA, you can submit your unpaid invoice to Credit Key to request financing for your business purchase*.
*All invoices are subject to the review and approval of Credit Key's risk department. For more information about restrictions, please visit What purchases can I finance through Credit Key Anywhere?
Please note that you must first apply and get approved for a line of credit with Credit Key before using this option. For more information, please visit How can I apply for Credit Key business financing?
Where do I obtain an unpaid invoice to submit for review?
Please contact your vendor directly to request an unpaid invoice, sales quote, or estimate. You can review the below FAQ to ensure your invoice meets our requirements prior to submission:
What does my invoice need to meet the requirements for Credit Key Anywhere?
Please note that all invoices are subject to the review and approval of our Risk Department before we can offer financing. For more details please visit What does my invoice need to meet the requirements for Credit Key Anywhere?
Once you have obtained an invoice that meets our requirements, please follow these steps to submit your invoice
Log in to your borrower portal, or visit www.creditkey.com/anywhere and fill out all required fields (be sure to attach the invoice for what you are wanting to purchase!)
Once we receive your request, our support team will keep you updated on the next steps via email.
PLEASE NOTE: All Credit Key Anywhere orders are subject to a 2.9% processing fee, which will be added onto your order total.
How long does it take for my Credit Key Anywhere merchant to receive the funds?
Our Credit Key Anywhere process must be reviewed and approved by our risk department before we are able to offer financing. Once approved, it depends on how quickly your merchant can get back to us with their bank details.
The ACH payment will be disbursed once the order is processed and confirmed, and will take 2-3 business days to post with their bank.
We recommend submitting your Credit Key Anywhere invoice at least 5 business days before the payment is due to ensure the funds are received on time.
What happens next?
All invoices are subject to approval and are typically reviewed in just a few hours. At this stage, we may require additional information or documentation from you in order to move forward with your request. All emails with the next steps will be sent from support@creditkey.com
Once your invoice submission is approved, we'll contact your vendor directly to obtain or verify the details necessary to set them up for payment from Credit Key.
Then, we'll send you an email with the term selection for your order. During this step, please follow the instructions below to confirm your order:
- Sign in with the mobile number on your Credit Key account, and enter the 6-digit code sent via SMS
- Select the term option you would like, and confirm the order!
Important information regarding Credit Key Anywhere orders
- Please note that all financing requests are subject to Credit Key's approval. Your merchant must accept an ACH transfer.
- For all Credit Key Anywhere orders, there is a 2.9% processing fee that will be added to your order total automatically.
*PLEASE NOTE*
By placing an order using Credit Key Anywhere, you waive the right to dispute payment owed to Credit Key due to any unfulfilled, incomplete, or fraudulent orders by the merchant. No exceptions. Orders paid via Credit Key Anywhere can't be disputed since Credit Key doesn't have an established partnership with the merchant.