Our virtual card product is not available to your line of credit right away.
However, once you've established enough payment history with your Credit Key account, this option might* become available via the borrower portal, replacing the Credit Key Anywhere section**.
If you've become eligible and would like to learn how to use it, please visit How can I use the Credit Key Virtual Card?
*Our support team is unable to grant eligibility for the product as it is determined by our underwriting guidelines (which is proprietary information).
**Please note you can still use the Credit Key Anywhere (Invoicing) option by visiting www.creditkey.com/anywhere
Important information about Virtual Cards
- Virtual Card transactions are capped at either 50% of your trade credit limit or a maximum of $25,000, whichever is the lesser of the two
- Virtual cards can only be used for business expenses. To learn more about restricted purchases, please visit What purchases can I finance through Credit Key?
- Virtual Cards can only be used for E-Commerce purchases and via digital card transactions. (Attempting to manually enter the provided 16-digit card number via a physical credit card terminal will result in a declined transaction.)
- You can add your virtual card to your Apple wallet to be used anywhere! For step-by-step instructions on how to do this, click HERE.
- You will need to create a virtual card for every order.
- A small processing fee may apply for borrowers who use the virtual card, determined by your approval rates.
- The address to enter for your virtual card at checkout will be the business address we have on file for your Credit Key account.
For any other questions, contact our team by visiting creditkey.com/support